[ScottW]

I'm not surprised by the requirement of the club needing to have liability insurance. The North Idaho Disc Golf Club has had a liability insurance policy for at least 2 if not 3 years now, that's actually where some of the cost goes with charging players to pay for league. The nice thing with our rider though is that not only does it cover league play and the NIDGC we've included coverage for the city of Post Falls and CDA and all of the courses in the area, it may even have coverage into Spokane for us, not sure on that one though. That also makes it so we don't have to sign up for PDGA event liability insurance in the event that we hold PDGA events. It's actually an added bonus - it may be a pain in your @$$ and everyone else's too, but somewhere down the road you'll be glad you have it.