The liability insurance really is a good way to go even though it makes more work for the club. You can save the $ of insuring a PDGA event but still take $1 or $2 out from each players entry for insurance, it covers league & non-sanctioned events too. We will typically do $1/player for a c-tier or non-sanctioned event to cover insurance and $1/club member and $2/non-club member to cover league events. The nicest thing is that it covers your @$$ from the idiots who are only there to do stupid stuff like drink too much etc.
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